Paige Freeman — Finance Dashboard 2025–26

Hey Paige — here's your full picture

FY2025–26 · Both businesses · Updated 15 May 2026

3 overdue items need attention: AHM Health Insurance (1 month), Netflix (1 month), Credit Card ($56.90)
Total FY25-26 Income
$35,865
TBV + Cover Paige Designs
Business Expenses (Thriday)
$9,173
Jul 2025 – May 2026
Net Business Profit
$26,692
Before tax — est.
Monthly Business Subs
$157
+ $1,490 Ivorey renewal Jun 30
Monthly Personal Bills
~$1,043
Fixed recurring commitments
Overdue Now
$253
Health ins + Netflix + credit card
🎉 You're up on last year! FY24-25 ended with a $1,903 business loss. This year you're tracking at ~$26,692 net profit across both businesses — a massive turnaround. Crown Technologies alone brought in big payments in Sep 2025 and Feb 2026.

⚡ Coming Up & Overdue

🚨
AHM Health Insurance
1 month overdue — pay ASAP
OVERDUE
$120
🚨
Netflix
1 month behind — due 3rd each month
OVERDUE
$20.99
💳
Credit Card
Overdue — due start of month
OVERDUE
$56.90
📱
iCloud
Due 18 May
DUE SOON
$14.99
🐙
ChatGPT
Due 26 May
DUE SOON
$30.00
💰
Personal Loan
Due 27 May
DUE SOON
$120.00
🍎
Apple TV
Due 4 June
JUNE
$15.99
🚨
Ivorey CRM Renewal
Due 30 June — annual renewal
JUNE
$1,490

Income Overview

FY2025–26 · The Business Vault + Cover Paige Designs

The Business Vault
$18,692
Jul 2025 – 15 May 2026
Cover Paige Designs
$17,173
Jul 2025 – 15 May 2026
Combined Total
$35,865
FY25-26 to date
Monthly Average
$3,260
Over 11 months

Monthly Income — Both Businesses

Based on bank statement data. TBV figures scaled to match Thriday confirmed total.

The Business Vault
Cover Paige Designs

Notable Income Sources (from statements)

DateClient / SourceBusinessAmount
Sep 2025Crown Technologies (Cover Paige Designs)CPD$6,565.00
Feb 2026S Vlasich / The WomanTBV$2,500.00
Feb 2026Crown Technologies (Cover Paige Designs)CPD$2,304.00
Jan 2026H SansomTBV$1,497.00
Jan 2026Joshua CowellCPD$2,450.00
Nov 2025Lauren BrooksCPD$998.50
Mar 2026Davis (Rejuvenate SF)TBV$905.00
Aug 2025Lauren BrooksCPD$998.50
Apr 2026Miss Simone EliseTBV$1,000.00
OngoingStripe (TBV sales)TBVVarious
Note on Thriday income total: The Thriday export shows $9,825 for TBV — this is lower than your confirmed $18,692 because some income flows through channels not yet fully categorised in Thriday (e.g. direct bank transfers, Stripe payouts). Your confirmed figures from Thriday's full dashboard are what we're using here.

Business Expenses

Subscriptions, software & tools — FY2025–26

Total Business Expenses
$9,173
Thriday tracked · FY25-26
Monthly Software Subs
$157
Google · Canva · Zoom · Claude · ChatGPT
Ivorey Renewal
$1,490
Due 30 June 2026

Active Business Subscriptions

📧
Google Workspace
Business email & workspace · Due 4th each month
ACTIVE
$21.78/mo
🤖
ChatGPT
AI assistant · Due 26th each month
ACTIVE
$30.00/mo
🎨
Canva
Design software · Date TBC
ACTIVE
$40.50/mo
📹
Zoom
Meetings & webinars · Due 6th each month
ACTIVE
$28.99/mo
🧠
Claude (Anthropic)
AI assistant · Due 27th each month · Confirmed in statements
ACTIVE
$34.00/mo
🌐
GoDaddy
Domain · ~$1.68/month (annual billed)
ACTIVE
$1.68/mo
🗂
Ivorey CRM
Renews 30 June 2026 · Annual
RENEWS JUNE 30
$1,490/yr

Paused / Cancelled

📝
Notion
Paused — resume when needed
PAUSED
$12.99/mo
🎙
Riverside
Cancelled — resume for podcast
CANCELLED
$29.99/mo
🌐
Wix
No longer needed
CANCELLED
$25.00/mo

Expense Categories — Thriday FY25-26

CategoryAmount% of Total
Other Business Expenses$3,538.67
Entertainment (Non-deductible)$1,855.92
Utilities$1,318.73
Cash Withdrawals$810.00
Professional Services$470.29
Transportation (Vehicle)$337.87
Software & Subscriptions$293.53
Equipment$237.00
Insurance$162.44
Telecommunications$38.22
Other$110.52
TOTAL$9,173.19
⚠️ Watch this: $1,855 in non-deductible entertainment is sitting in your business account. Plus $810 cash withdrawals. These are real money out the door but you can't claim them at tax time — worth getting those habits sorted!
⚠️ Also flagged: Personal spending (groceries, KFC, Big W, Kmart, etc.) has been going through the TBV business card. This makes your bookkeeping messy and complicates your tax return. A dedicated personal card going forward will save you a lot of headaches.

Personal Bills

Fixed monthly commitments + annual bills

Monthly Fixed Bills
~$1,043
Rent, insurance, loan, subs
Overdue Right Now
$253
Health ins + Netflix + credit card
Quarterly Electricity
~$1,900
$633/month average

🚨 Overdue — Pay Now

❤️
AHM Health Insurance
1 month overdue — $120/month ongoing
OVERDUE
$120.00
🎬
Netflix
1 month behind — due 3rd each month
OVERDUE
$20.99
💳
Credit Card
Overdue — pay at start of each month
OVERDUE
$56.90

🏠 Housing & Essentials

🏠
Rent
Start of each month
MONTHLY
$255.00
⚡
Electricity
Quarterly · ~$1,300–$1,900/quarter
QUARTERLY
~$1,600/qtr

🛡 Insurance

❤️
AHM Health Insurance
Monthly — 1 month behind
OVERDUE
$120.00/mo
🚗
Car Insurance (Woolworths)
Due 14th each month
MONTHLY
$138.00/mo
🚘
Car Registration
Annual — last paid/renewed 21 March 2026
ANNUAL
$1,400/yr

📱 Phone & Internet

📱
Phone Recharge (Paige)
Due 6th each month
MONTHLY
$25.00/mo
📱
Phone Recharge (Oliver)
Due 6th each month
MONTHLY
$25.00/mo
🌐
Home Internet
Monthly (from personal account)
MONTHLY
~$104/mo

📺 Subscriptions & Apps

🎬
Netflix
Due 3rd each month — 1 month behind
OVERDUE
$20.99/mo
☁️
iCloud
Due 18th each month · Next: 18 May
DUE SOON
$14.99/mo
📺
Apple TV
Due 4th each month · Next: 4 June
MONTHLY
$15.99/mo

💳 Loan & Debt

💰
Personal Loan
Due 27th each month
MONTHLY
$120.00/mo
💳
Credit Card
Due start of month — currently overdue
OVERDUE
$56.90/mo
Monthly personal fixed bills summary:
Rent $255 · Health ins $120 · Car ins $138 · Phones $50 · Internet ~$104 · Netflix $20.99 · iCloud $14.99 · Apple TV $15.99 · Personal loan $120 · Credit card $56.90

Monthly total: ~$895 fixed + electricity averaging ~$533/month if quarterly = ~$1,428/month all up (not including groceries or fuel)

Tax Summary

FY2025–26 · What's deductible & what's not

📈 Big improvement on FY24-25! Last year ended with a $1,903 deferred business loss. This year you're tracking at approximately $26,692 net profit — which means you'll likely have a tax bill this year. Now is a good time to make sure all your deductions are properly recorded.
Total Business Income
$35,865
TBV + CPD combined
Total Business Expenses
$9,173
Thriday tracked

Home Office Deductions

Phone
Business use portion
70%
~$420/yr claimable (est.)
Internet
Business use portion
70%
~$873/yr claimable (est.)
Electricity
Home office portion
15%
~$255–$285/yr claimable (est.)

Business Subscriptions — Fully Deductible

SubscriptionMonthlyAnnual Est.
Google Workspace$21.78$261.36
ChatGPT$30.00$360.00
Canva$40.50$486.00
Zoom$28.99$347.88
Claude (Anthropic)$34.00$408.00
GoDaddy$1.68~$20.00
Ivorey CRM—$1,490.00
TOTAL$156.95~$3,373

Prior Year Deferred Loss

FY24-25 net result: –$1,903 deferred business loss
This carries forward and can offset your FY25-26 profit.
Your effective taxable profit this year may be reduced by ~$1,903 from this loss carry-forward.
Confirm this with your accountant — they'll know exactly how to apply it.

⚠️ Tax Watchlist — From Statements

❌
Non-deductible Entertainment
Thriday flagged $1,855 as non-tax-deductible entertainment
$1,855
⚠️
Cash Withdrawals
$810 cash withdrawals — make sure you have receipts for business use
$810
⚠️
Personal Spending on Business Card
Groceries, fast food, retail etc through TBV account — needs reclassifying
Review
✅
MacBook Air (FY24-25)
$1,597 — already claimed under simplified depreciation last year
Claimed ✓
✅
Stripe Merchant Fees
Payment processing fees are fully deductible
Deductible ✓
Finance sorted — business growing
You went from a $1,903 loss to $26K+ profit in one year. The habit work starts now — separate the personal from the business and this time next year it'll be an even cleaner picture. 🙌

Bill Tracker

Tick off payments as you make them — resets each month

This month's bills
Paid
Remaining
$0
Monthly set-aside targets
Electricity — $533/month  (quarterly bill ~$1,600)
Car Rego — $117/month  (annual bill $1,400 due Mar 2027)
Total to set aside
$650/month
Your progress saves automatically in this browser

Honey Birdette Pay Calculator

Enter your hours each fortnight to see your take-home estimate

Base Hourly Rate
$34.47
Monday – Saturday
Sunday Rate (1.5×)
$51.71
Estimated — check your contract
Sunday Rate (2×)
$68.94
If your award pays double time
Next Pay Date
5 Jun
Fortnightly

Calculate This Fortnight

Check your contract or pay slip to confirm which applies to you
Weekday Pay
$689.40
Sunday Pay
$206.84
Total Hours
24 hrs
Gross Fortnightly Pay
$896.24
Est. Take-Home (after ~19% tax)
$726.95
Next pay date: 5 June 2026  ·  Tax estimate is approximate — actual may vary based on your total income and tax withheld

Upcoming Pay Dates

💰
Fortnight 1
Pay date: 5 June 2026  ·  20 weekday + 4 Sunday hrs
NEXT PAY
~$896
📅
Fortnight 2
Pay date: 19 June 2026
UPCOMING
TBC
📅
Fortnight 3
Pay date: 3 July 2026
UPCOMING
TBC
💡 How this fits your bigger picture: Your Honey Birdette pay of ~$896 on 5 June, combined with your ~$600 overdue invoices landing soon and the $950 client payment, puts roughly $2,446 hitting your accounts before mid-June — which covers your $2,106 in urgent bills with a small buffer. 🙌